Couponing alone won't solve all of your family's financial problems. Sometimes we need a better idea of what we are spending and saving and if *gulp* we are consitantly spending more than we are earning. Many families are in a financial defecit and, without a rainy day fund, can get swept away in life's financial storms. The For Dummies Series of books offers this handy PDF , so that anyone can easily fill out the forms and determine if they are on solid financial ground or if they're right on the precipice of financial ruin.
Knowing is the first step to improving. Grab the bull by the horns, sit down with your spouse or significant other, and fill out the forms. You can look forward to an upcoming series of posts here on Poor Mom to help you become a better Home Economist. We will cover everything from getting in the black, stoping the pay check to pay check cycle, building a nest egg, and saving on everything beyond the grocery store. If your family is struggling financially or if you think there are ways to improve your financial situation further you wont want to miss this series, stay tuned.
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